Gazprombank (Joint Stock Company) has successfully operated in the banking market since 1990. Founded by the world's largest gas producer and exporter Gazprom to provide banking services for gas industry enterprises, now GPB is one of the largest multi-faceted financial institutions in Russia, providing a wide range of products and services to corporate and private customers. Gazprombank invests and lends to companies in major sectors of the Russian economy – oil and petrochemical industry, metallurgy, machine building, nuclear industry, electric power industry, real estate construction, transport, telecommunications and trade. The Bank has a strong position on national and global financial markets, holding Russian leadership in arranging and underwriting corporate bond issues, asset management, private banking, corporate financing, and other areas of investment banking. The total number of its outlets in Russia exceeds 480. Bank also has representative offices in Astana (Kazakhstan), Beijing (China), Ulaanbaatar (Mongolia), New Delhi (India) and Tashkent (Uzbekistan). Its customers number over 4 million individuals and about 92,000 legal entities. Retail business is also a strategically important activity of the Bank, and its scale is consistently increasing. Private customers are offered a full range of services: bank cards, deposits, consumer and mortgage lending, FX transactions, brokerage services, insurance programs and much more. Despite of a rapid growth of the loan portfolio, efficient risk policy and prudent approach to borrowers allow the Bank to maintain a ratio of problem and non-performing loans at the lowest level among the largest Russian banks. Gazprombank is one of the technology leaders in the Russian financial market. Over the recent years, the Bank has successfully implemented a digital transformation project, which has remodeled its IT infrastructure, introduced new services to improve customer experience, and relaunched remote service channels.